Start with fee inclusions
List tuition, application fees, deposits, accommodation, meals and insurance. Check inclusions to avoid both double-counting and assuming that a residential programme covers every living expense.
Add your actual travel and living needs
Consider transport, transfers, extra accommodation, accompaniment and personal expenses. Keep original-currency amounts and label any converted estimate with its exchange-rate date and contingency.
Include payment and cancellation milestones
Record the payee, payment deadlines and official cancellation terms. Keep programme fees separate from advisory fees. Do not budget on the assumption that an aid application will succeed.
This guide provides a planning method. Verify programme-specific eligibility, fees and dates against the relevant official edition.
